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NatWest Group plc, headquartered at Gogarburn, 175 Glasgow Road, Edinburgh, Scotland, EH12 1HQ, UK, is a leading retail and commercial banking group serving ~20 million customers through NatWest, Royal Bank of Scotland, Ulster Bank, Coutts, and NatWest Markets. In H1 2025, attributable profit rose to £2.5 billion (+28% EPS YoY), RoTE reached 18.1%, and the cost-to-income ratio improved to 48.8%. Net loans grew £11.6 billion and deposits increased £4.5 billion, aided by the acquisition of Sainsbury’s Bank. A £750 million share buyback and 9.5p interim dividend (58% increase) were announced. NatWest upgraded 2025 guidance for both income and returns.
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