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QBE Insurance Group Limited (ASX: QBE), headquartered at Level 18, 388 George Street, Sydney, Australia, is a leading global insurer and reinsurer with operations across Australia, North America, Europe, and Asia. In H1 2025, statutory net profit after tax surged 27% to US $1.022 billion, with adjusted net profit of US $997 million (+28%) and an adjusted return on equity of 19.2%. Gross written premiums reached US $13.82 billion (↑6%), while the combined operating ratio improved to 92.8%, reflecting stronger underwriting and lower catastrophe costs. Catastrophe claims totaled US $479 million, comfortably within the allowance. Interim dividend was lifted to 31 Australian cents per share (30% payout ratio). QBE confirmed full-year GWP growth guidance in mid single-digits, and continues expanding in cyber, portfolio solutions, and North American lines.
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