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After researching various options, I chose WalletPlug for its modern fintech appeal. It's a trusted processor with stable withdrawals, but I hit the monthly processing cap too soon. The starting limit of $50K was good for the first month, but I needed $250K quickly. The merchant requested increase was handled professionally, but the approval lagged due to conservative risk limits. If you're a low-volume business, this is great; for scaling, be prepared for slow scaling approval.