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WalletPlug's payment infrastructure is solid—my withdrawals always land on time. But their restrictive onboarding limits are a pain. My first merchant volume was good but limited at $50K, and I wanted a higher starting limit. The monthly processing cap too low forced me to juggle volumes. I've been pushing for an increase from $50K to $250K, but the stable processor with slow scaling approval doesn't prioritize speed. The risk team is thorough, but that thoroughness costs me business. Great for steady operations, but for scaling, it's a struggle.