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Honestly I was dreading finding a high risk payment processor because our business model involves recurring billing for digital services. Everyone else either rejected us or wanted insane reserves. WalletPlug was different from the start. The team actually listened to our needs and set us up with a custom solution. Now our payout times are consistent, our chargeback rate dropped because of their tools, and we finally feel stable. If you're in a tricky vertical, do yourself a favor and check them out.